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In this guide, we'll explore four key types of college savings accounts - UTMA accounts, 529 College Savings Plans, Coverdell ESAs, and Roth IRAs for minors - to help you…

If you are single (or recently single) in your prime earning years, you have planning needs that will differ from the needs of a married couple, especially if children or dependents are involved.…

The coronavirus, bear market, and recession struck the retirement dreams of millions of Americans like uncharted rocks in a turbulent sea. With no warning, strategies built on a decade of…

A Roth conversion is a strategy that we implement with our clients when the markets are down, or when we project future tax savings on a conversion. Today’s blog post…

You started on this journey of looking for a financial advisor – you know, to help make sure you’re on track, get your finances in order, and help you choose…

Should you invest in the stock market or pay down debt? This is a question I get all too often and the answer is usually, it depends. Things to Consider…

You’ve mastered balancing your budget, established a strategy for paying off debts, and you’ve accumulated a sizeable emergency fund – it’s time to think about investing. Investing in the stock…

March 15th, 2021 is the deadline for those that have an S Corporation election (Form 1120S) or those filing a Partnership return (Form 1065). For everyone else, April 15th is…

In our modern world, money is a necessity. We simply cannot avoid it as we need it to function in our everyday lives. So when it comes to our relationship…

If you are a business owner, chances are you’ve wondered whether starting a retirement plan would be beneficial for you. Not only does it allow you to save more than…

The coronavirus pandemic has thrown our life out of order, brought instability to our economy, and has caused a low rumbling of uncertainty below our feet as we try to…

It’s a common question: “How Much Do I Need to Retire?” It’s one of those questions that we know is surrounded by vagueness and uncertainty but we still continue to…

Every year or so, the IRS looks at retirement savings programs and adjusts cost-of-living estimates based on their review. For 2020, they decided to increase contribution limits for 401(k) and…

One of my favorite books is Daniel Kahneman’s Thinking, Fast and Slow. He explains that we have two systems of thinking. “System 1” is fast and comes from an emotional response.…

I recently finished reading The Next Millionaire Next Door by Thomas Stanley and Sarah Stanley Fallaw and found the following quite interesting: WANTED: Household CFO Description: The role of Household CFO is…

You’ve read several financial blogs, personal finance books, and listened to all the money podcasts you can find. You’re motivated and you’ve been working hard to improve your money skills.…

This amazing retirement account is technically not a retirement account. If you take advantage, however, it can be one of the best places to put your money when saving, especially…

With the lowering of marginal income tax rates, the new tax law is actually reducing the cost for investors who decide to convert traditional IRA assets to a Roth IRA.…

A car accident, a broken bone, a sick child . . . many things can land us in the hospital which can throw a wrench in your other plans. Requiring…

Regardless of whether you have a high salary or you’re killin’ it paying all your bills on time, it doesn’t necessarily mean that you have a healthy relationship with your…

We know we’re supposed to save for specific financial goals and for the general future, however, it’s not always easy sticking to our goals. Why do we aspire for all…

If you are a small business owner, typically you’re running around trying to keep up with all the other things, and not thinking about retirement. That’s why it’s no surprise…

As a teenager, I always kept myself busy during the summers with a job. Living overseas I taught English, I was a lifeguard, I taught swim lessons, and I even…

After years of a significant run-up in the markets, 2018 has been full of volatility. Maybe these trade wars are for real, maybe it’s the tension in the oil markets,…

Our lives are filled with financial decisions ranging from how much to take out in student loans to what we should spend when buying our first car or home. It…

I get it … the topic of money is not always the most pleasant conversation to have with your significant other. It’s an emotionally-driven subject with lots of complexities. However,…

Cash is king, so we hear, and if you’ve been stockpiling cash over the last few months – you’re not alone! From the beginning of 2018, we watched an already…

The more cash you are able during to save during your working years, the more likely you will be able to achieve the retirement you have always envisioned! That is why…

My brother, a recently retired Naval Senior Chief Petty Officer, passed away from malignant melanoma this past February. He was only 43. He had spent 21 years of his life…

First of all, I would like to preface this with the fact that not all advisors are equal. You have those out there that call themselves financial advisors but really may only…

You’re saving in your IRA. First of all, congrats! That’s a great accomplishment on its own as you’re putting your money away in a tax-deferred account, or in the case…

As you say goodbye to your old employer, you’re probably experiencing a variety of emotions. There’s a sense of excitement for what’s to come but perhaps some nervousness too. You’re…

You hear a ton of advice about how much you SHOULD be saving, and where to save, but how do you know whether you’re on track especially if you got…

I love simplicity! Anything I can do to improve processes, reduce errors, and just make my life easier, then I’m on board. This is probably why I put my household chores…

In our amazing country, we have a set of norms that encourage us to go to school, get a good job, get married, take out a mortgage, have 2 1/2…

When I tell people that I am a financial planner, they typically understand the idea of what a financial planner does but a follow-up question usually ensues. “What does that…