At Beyond Balanced Financial, we recognize that reducing financial stress is key to a happy and balanced life.
We provide financial guidance in a format that is easy-to-understand and holistic so you can focus on what matters most. We believe that money is a tool that allows you to live your best life. After all, life is an adventure that you should be enjoying today. Our advisors are CERTIFIED FINANCIAL PLANNER™ professionals and create plans that are tailored to your unique situation.
WHAT MAKES BEYOND BALANCED DIFFERENT?
FEE-ONLY FIDUCIARY
Dedicated CERTIFIED FINANCIAL PLANNER™ that focuses on you and your most important priorities. We don’t sell insurance, annuities or give hot stock tips. Fee-only means there are no commissions and no hidden fees.
MODERN TECHNOLOGY
We utilize the latest technology to enhance our online services. We offer paperless account opening, secure document storage, and the ability to view your accounts anytime, anywhere in your own client dashboard.
CONVENIENCE
You’re pressed for time and a financial plan shouldn’t be a burden to your time. We offer meetings that fit your busy schedule. We can meet in person or via video conferencing. Occasional weekend and evening hours available.
AFFORDABILITY
Like a gym membership or a mortgage payment, we believe an investment in your financial plan should be no different. Our ongoing planning services have a monthly subscription fee to be easier on your budget.
Hi, I’m Crystal!
I’m the founder of Beyond Balanced Financial Planning, an independent fee-only practice dedicated to helping my clients gain clarity and achieve their financial goals. When I started this practice, my goal was to provide valuable advice in a holistic manner. I believe that we all have to start somewhere and overall financial wellness is what really matters.
Beyond Balanced simply means going beyond the balance sheet to live your life on your terms. We take the time to understand you, your situation, preferences, goals, and your personal money beliefs. There is no one-size-fits-all approach and we work together to design a plan tailored to your unique situation.
“Tell me, what is it that you plan to do with your one wild and precious life?” – Mary Oliver
OUR SERVICES
FINANCIAL PLANNING
INVESTMENT MANAGEMENT
EMPLOYER SOLUTIONS
Who We Help
A Fresh Start
Alan and Sue are newlyweds and while they are both on the same page with their financial goals, they question whether they are on the right track. With Alan’s student loans and a new home purchase on the horizon, there seem to be so many decisions that need to be made. Am I saving enough? Should I be paying more towards my student loans? How should my retirement plan be invested?
Unifying Goals
Brad and Cindy are go-getters. They prioritize adventure, relationships, health, and growth in their professional careers. However, one thing that they can’t seem to nail down is their finances. They feel as if their approach is separate, and Brad hopes to get Cindy more involved in the finances so they can make unified decisions and reach their goals faster.
Nearing Retirement
After accumulating wealth throughout the years as an oil & gas executive, Kyle began thinking about retirement. He consistently saved and holds a variety of investment accounts, including 401(k) plans from his previous employers, ESPPs, and brokerage accounts. Is working optional for me at this point? At which point can I perhaps take an early retirement? Is it wise to build that vacation home?
OUR LATEST BLOG
Retiring in Uncertain Times – The Do’s and Don’ts
The coronavirus, bear market, and recession struck the retirement dreams of millions of Americans like uncharted rocks in a turbulent sea. With no warning, strategies built on a decade of growth became outdated, leaving many current and future retirees wondering, "Am...
Is a Roth Conversion Right for Me? And When You Should Consider
A Roth conversion is a strategy that we implement with our clients when the markets are down, or when we project future tax savings on a conversion. Today's blog post will help you learn what a Roth conversion is and whether it's appropriate for your situation. What...
How Do I Choose a Financial Advisor?
You started on this journey of looking for a financial advisor - you know, to help make sure you're on track, get your finances in order, and help you choose the right investments in your 401(k). Only to find out some advisors require to have at least half a million...
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